Over the last 12 months I have asked myself time and time again if it is still financially viable for Australian family’s to have a Stay at home parent?  There are a number of blogs and websites which are rich in advice, and give tips and tricks about how to save money in many different ways (www.simplesavings.com.au), but what if you feel like you have exhausted all your options?  What if you have gone through the budget and culled everything down to the last cent?   What if you have changed service providers to get the better deals, but still you can’t afford to have a lifestyle.  Its all work…